Apparently, there's still an issue with the old foreclosure on my credit report - I thought it was supposed to be gone by now, but no. Bill hasn't gotten a pre-app letter yet, which means I can't make an offer on the house. I have no idea when they'll have a list of options for me to review, but I'm getting that sinking feeling already.
I was a bit nervous already, because, well, things were going too well & I was actually starting to feel good about life. I can feel that slipping away as I sit here typing. Ugh. Hopefully, I'll be able to work with the extra cost of mortgage insurance & whatever else they feel the need to tack on, but it's going to set me back a few years, which is way more than I wanted. If it's too much, of course, I'll be S.O.L. & will likely have to stay in this tiny, moldy, small-garage-having house for another few (several?) years until another super-cool house comes on the market, below market value (with a sweet pool) & in my price range. Yeah, 'cuz that'll happen.
I'm in no mood to work out tonight now, but I'm not sure if I'll watch some shows for a while, or just say 'fuck it' & go to bed now.
6:36 p.m. - 2016-07-12
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